OCTOBER SPECIAL OFFER! FULL TANK OF FUEL INCLUDED WHEN YOU BUY ONE OF OUR CARS!

Q Finance

In partnership with Q Finance

Car Finance
Made Simple

Flexible finance solutions available on our vehicles — designed to help you drive away in the car you want, with payments tailored around your budget.

Apply Now Explore Finance Options

Flexible Finance

Flexible finance solutions available on our vehicles

At Q Finance, we work closely with our customers and trusted dealerships to help make purchasing your next vehicle simple, affordable, and stress-free.

Whether you are looking to upgrade your current car, spread the cost of your purchase, or secure a more manageable monthly payment, our finance solutions are designed to help you drive away in the vehicle you want with payments tailored around your budget.

With a range of flexible finance packages available, including zero deposit options on selected applications, we aim to help make vehicle ownership more accessible than ever.

Apply for Finance Online Today

Applying for finance through our website is quick, secure, and straightforward.

  • Use the main Apply Now button on our website
  • Apply directly from an individual vehicle advert
  • Receive tailored finance options based on the vehicle you are interested in
  • Apply from the comfort of your own home
  • Save time at the dealership

Each vehicle advertised on our website includes its own dedicated finance application button. Once your application is submitted, our finance team will work to help find the most suitable finance package available for your circumstances.

The Benefits

Why Choose Car Finance?

Vehicle finance is now one of the most popular ways to purchase a car in the UK, giving customers greater flexibility and affordability when buying their next vehicle.

Spread the Cost

Rather than paying a large amount upfront, finance allows you to spread the cost over fixed monthly payments, helping make budgeting easier.

Drive a Better Vehicle

Finance can often allow you to access a newer vehicle, higher specification model, or lower mileage car than you may have considered when paying outright.

Keep Your Savings Available

Instead of using all of your savings on one purchase, finance allows you to keep money available for other important expenses or emergencies.

Flexible Deposit Options

Selected finance agreements may be available with zero deposit, helping you secure your next vehicle without needing a large upfront payment.

Fixed Monthly Payments

Many finance agreements include fixed monthly payments, giving you confidence and clarity throughout your agreement term.

Upgrade More Regularly

Many customers choose finance because it gives them the flexibility to change their vehicle more frequently and enjoy newer models more often.

Available Products

Finance Options Available

Choose the agreement that works best for you.

Option 1

Hire Purchase (HP)

Hire Purchase is a simple and straightforward way to finance a vehicle.

  • You may pay a deposit upfront, although zero deposit options may be available
  • The remaining balance is spread over fixed monthly payments
  • Once all payments are completed, the vehicle becomes yours
  • There is no large final balloon payment

HP is often ideal for customers looking for a clear path to ownership with fixed repayments.

Option 2

Personal Contract Purchase (PCP)

PCP finance can provide lower monthly payments compared to traditional finance agreements and offers additional flexibility at the end of the agreement.

  • You pay fixed monthly instalments over an agreed term
  • An optional final payment may be available at the end
  • At the end of the term you can keep, return, or part exchange the vehicle
  • We can also provide bespoke PCP quotations on request

PCP quotes can vary depending on residual values, annual mileage, deposit amount, and term. We are happy to provide tailored illustrations designed around your individual driving needs.

Q Finance

Why Use Q Finance?

We aim to make vehicle finance simple, transparent, and customer-focused.

Competitive Finance Packages

We work with a panel of lenders to help find competitive finance options for a wide range of customers and budgets.

Quick & Simple Application

Our online finance application process is designed to be fast, easy, and secure.

Tailored Finance Solutions

Every customer is different, which is why we aim to provide finance solutions tailored around your individual circumstances.

FCA Regulated

All finance arrangements are fully FCA regulated, helping ensure that finance is offered responsibly, fairly, and transparently.

Professional & Friendly Support

Our team is here to help guide you through the process and answer any questions you may have throughout your finance journey.

Here to Help

From application to handover, our team is on hand to make the finance journey easy and clear.

Start Your Finance Application Today

If you have found the perfect vehicle on our website, you can apply directly from the vehicle advert or use our main Apply Now button to get started. Our team will then work with you to help find the most suitable finance solution available for your needs.

Drive away sooner with flexible finance solutions from Q Finance.

Apply Now Browse Our Stock

Dealer Finance Partnerships: Our dealership partners may receive a commission from finance agreements depending on the lender, agreement type, finance rate, and term selected. This does not affect our commitment to treating customers fairly and providing clear and transparent finance solutions at all times.

What our customers say about us

Our Reviews

Jason met us promptly as agreed and showed us the Peugot 2008 we had seen on autotrader. He shared the information on the vehicle we needed to make our decision. There was no pressure salesman tactics at all, but he was on hand to provide assistance when required. A courteous and honest trader selling cars at competitive prices (best priced cat in our search). Nothing was too much trouble and a trouble free experience. Would definitely recommend.
— Craig Eastwood
Great experience dealing with Richard when I bought my Mini Countryman a few weeks ago. No pressure, unlike the big dealerships, just a friendly welcome and the car ready to drive away in beautiful condition. Paperwork dealt with quickly and efficiently and I am delighted to support a family business which obviously cares about its customers. I normally hate changing cars when having to deal with the usual BS, but there was none of that. I cannot recommend Richard and his business highly enough. I would definitely use RDA car sales again.
— Rob Stubbs
Cannot fault RDA Car sales - Richard was super helpful, very patient with any questions we had, organised delivery and ensured the car have a thorough PDI and sorted anything identified. Really genuine guy - you can tell it is a family run business, who value the customer and their experience. THANK YOU!
— The Stephensons
We were made very welcome by Richard who provided us with all the information about the Fiat Doblo. Our experience dealing with RDA Car Sales was a smooth process and we did not feel under any pressure to buy, but glad that we did as the car is exactly what we wanted.
— Carys Furmston
I bought a mini countryman from RDA in November and was very pleased with the communication and service received - the car was in great condition despite being a few years old and just what I needed for my expanding family. The purchase itself was also stress free and Roland made himself available after working hours so that I could collect. What impressed me more was the help and support provided after the sale when my thermostat was playing up - Roland repaired this within a day whilst the car was within warranty & during the winter months, this was a necessity. More recently, I had an unforeseen issue with the brake pump (outside of warranty) and my local garage was suggesting a long turnaround to source the part and removing the engine to complete the repair. After reaching out to Roland for a second opinion, he offered to take a look and again, sorted this within a day. He and his son clearly know their stuff and I can’t fault the service I’ve received before, during and after sale. Thanks again guys - would recommend you to anyone looking to purchase a car! :)
— Bethany Hunter
Very pleased with my Ford Fiesta I bought recently, immaculate inside and out. Extremely helpful and friendly.
— Elizabeth Mellers
Excellent service from start to finish. Very straightforward family business. The car is immaculate and we are very pleased. Highly recommended.
— Ashley Bates
Very good friendly service fro Rowland and Richard. A minor repair carried out under warranty. Carried out quickly with no hassle
— David Shaw
The best customer service. They made us feel very at ease with their friendly welcome and obvious knowledge. Nothing was too much trouble unlike previous dealers that we visited. We are very happy with our Ford focus and we can definitely recommend them to anyone looking to buy. Thank you.
— PD
Would like to say a massive thank you for the service we had today from Richard, I purchased a car from them this morning, he went above and beyond for us , nothing was too much trouble , we went for a run in the car before purchase and stay patiently while I changed over my car insurance, ,I will highly recommend this car sales Company very highly , Richard was a pleasure to do business with , a credit to the company, nothing was too much trouble any questions I asked he answered truthful & honestly. I drove off a very happy customer 😀😊 .
— Wendy Smith
Q Finance

Finance your dream car with confidence

Your trusted partner for flexible and competitive car finance

Competitive Rates

Access market-leading interest rates tailored to your circumstances

Quick Approval

Fast decision process with same-day approval available

Flexible Terms

Choose from various payment terms to suit your budget

Personal Service

Dedicated finance specialists to guide you through the process

How We Can Help

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